Secure • Non-Custodial

10% Fixed APRPredictable YieldBuilt for Institutions

uwi (S22) is backed byY CombinatorY Combinator

Limited First Launch

Limited to 200 Depositors. Exclusive rewards for those committing 10k MUSD or above.

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Active Depositors
Express Building Logo

The Vault Strategy: Express Building

Financing pre-sold affordable housing construction with 0% defaults since 2022

0% Defaults

700+ loans since 2022

Pre-Sold

100% of homes with pre-qualified buyers

Markets

Indonesia & Philippines

Pampanga Property

Philippines Properties

Jakarta Property

Indonesia Properties

How Express Building Works

Pre-Sold Homes

Homebuyers have paid their downpayment and are pre-approved for home mortgages by tier 1 banks

Borrowers = Vetted Developers

Developer loans (B2B) go to experienced developers building affordable housing in high-demand areas

Proven Leadership

uwi ceo is a former real estate executive having invested $3B+ in North American real estate

Risks & Mitigants

Failed Construction

uwi's step-in clause (POA) exercised to complete the construction and sale

Homebuyer Balks

Easily replaced with new buyer as buyer queue typically 2x - 3x the # of units for sale

Conservative Basis

Financing 60% of home purchase price resulting in ample buffer in case of default

Enterprise Features

Built from the ground up for institutional requirements with security, compliance, and efficiency at its core

Non-Transferable Shares

Vault shares are permanently locked to the holder, ensuring full regulatory compliance and preventing unauthorized secondary markets.

  • ERC-4626 compliant vault standard
  • Transfer functions permanently disabled
  • Complete on-chain audit trail

Push-Based Yield

Revolutionary yield distribution that automatically sends returns to holders without any action required on their part.

  • Batch processing (200 addresses/tx)
  • Gas-optimized for Mezo Network
  • Real-time distribution tracking

Access Control

Granular whitelist functionality with role-based permissions for complete control over vault participation.

  • Toggle whitelist requirements
  • Batch address management
  • Multi-role admin separation

Capital Efficiency

Deploy capital to yield-generating strategies while maintaining instant liquidity for redemptions.

  • Automated capital deployment
  • Real-time position tracking
  • Instant redemption support

Full Transparency

Complete on-chain transparency with real-time monitoring and comprehensive reporting capabilities.

  • On-chain transaction history
  • Real-time yield tracking
  • Detailed audit reports

How It Works

Start earning yield in three simple steps

1

Get Whitelisted

Connect your wallet and get whitelisted on-chain

2

Deposit MUSD

Deposit your MUSD stablecoins into the vault to start earning

3

Earn Yield

Receive automated yield distributions directly to your wallet

Ready to Start Earning?

Complete registration to get whitelisted and start earning passive yield.

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